广西村镇银行社会资本对其绩效影响实证研究  

Empirical Study on the Impact of Social Capital on the Performance of Village and Township Rural Banks in Guangxi

作　　者：韦明升 张乐柱[1] WEI Ming-sheng;ZHANG Le-zhu(South China Agricultural University,Guangzhou 510642,China;Guangxi vocational teachers college,Guangxi 530007,China)

机构地区：[1]华南农业大学经济管理学院,广东广州510642 [2]广西职业师范学院会计系、财税金融系,广西南宁530007

出　　处：《广西民族大学学报（哲学社会科学版）》2019年第6期166-174,共9页JOURNAL OF GUANGXI MINZU UNIVERSITY:PHILOSOPHY AND SOCIAL SCIENCE EDITION

基　　金：广西哲学社会科学规划课题“广西北部湾经济区城乡一体化进程中农村金融服务体系研究”(项目编号:13FJY012);广东省社会科学一般项目“农村普惠金融深度与供给效率研究”(项目编号:CD16CGL04)

摘　　要：社会资本有助于广西村镇银行获取信息与资金等资源,降低交易成本,提高绩效。在对广西村镇银行206个支行(或营业部)进行调研取得数据的基础上,实证检验社会资本对广西村镇银行绩效的影响,结果表明:(1)同业关系资本、监管关系资本、客户关系资本对广西村镇银行各绩效正向影响显著;(2)不同类型社会资本对广西村镇银行绩效影响存在差异,其中客户关系资本影响力最大。因此,广西村镇银行应注重社会资本的培育以及充分发挥不同类型社会资本的作用。Social capital helps village and township rural banks in Guangxi to gain competitive advantages such as information and funds, to reduce the transaction cost and to improve their performance. Based on the data obtained from the investigation of 206 branches of village and township rural banks in Guangxi, this paper empirically examines the impact of social capital on the performance of such banks. The results show that:(1) inter-bank relationship capital, regulatory relationship capital and customer relationship capital have a significant positive impact on the performance of village and township rural banks in Guangxi;(2) different types of social capital have different influences on the performance of such banks, among which customer relationship capital has the greatest influence. Therefore, village and township rural banks in Guangxi should pay attention to the cultivation of social capital and give full play to the role of different types of social capital.

关 键 词：社会资本 广西村镇银行 绩效 

分 类 号：C912.3[经济管理]