培育商票市场纾解民营小微企业融资难题  

Cultivating the Commercial Ticket Market to Alleviate the Financing Difficulties of Private Small and Micro Enterprises

作　　者：课题组 杨俊凯[2] 黄铎[2] 贺兆[2] 李怡佳 Research Group

机构地区：[1]不详 [2]中国人民银行西安分行营业管理部

出　　处：《西部金融》2019年第11期52-56,共5页West China Finance

摘　　要：商业汇票既便捷了企业间的结算,又为中央银行实施货币政策操作提供了途径,已逐步成为金融市场体系的重要组成部分。本文分析了当前商业承兑汇票市场的特点、发展商业承兑汇票市场的必然性,探讨了制约商业承兑汇票使用和流转的因素,指出培育商业承兑汇票路径的关键环节,并据此提出相关政策建议。Commercial bills not only facilitate the settlement between enterprises,but also provide a way for the central bank to implement monetary policy operations,and have gradually become an important part of the financial market system.This paper describes the characteristics of the current commercial acceptance bill market and the inevitability of developing the commercial acceptance bill market,analyzes the factors restricting the use and circulation of commercial acceptance bills,points out the key links in cultivating commercial acceptance bills,and proposes relevant policy recommendations accordingly.

关 键 词：商业承兑汇票 小微企业融资 票据市场 

分 类 号：F830.54[经济管理—金融学]