贫富差距、金融市场化与家庭创业选择——基于CFPS数据的实证分析  

Wealth Inequality,Financial Marketization and Entrepreneurship--An Empirical Study Based on the Data from CFPS

作　　者：邹文 刘志铭 杨志江 ZOU Wen;LIU Zhi-ming;YANG Zhi-jiang

机构地区：[1]华南师范大学经济与管理学院 [2]华南师范大学经济与管理学院/区域经济研究中心 [3]韶关学院经济管理学院

出　　处：《华南师范大学学报（社会科学版）》2020年第2期102-113,191,共13页Journal of South China Normal University：Social Science Edition

摘　　要：贫富差距对家庭创业的影响取决于创业类型和家庭财富禀赋。贫富差距扩大提高了富裕阶层的财富禀赋,促进了公司型创业,但也加剧了中低财富家庭的融资约束,抑制了机会型自我雇佣和生存型自我雇佣两类创业。金融市场化水平的提高有利于缓解创业家庭的融资约束,削弱贫富差距对机会型自我雇佣的不利影响,且通过强化市场竞争,弱化中富裕阶层进行公司型创业的动力;金融市场化水平对生存型自我雇佣影响并不显著。中国应进一步深化金融市场化改革,改善市场融资环境,降低创业门槛,为中低财富家庭创造平等的创业机会。Based on the data from the China Family Panel Studies( CFPS),this paper empirically examines the impact of the wealth inequality in a region on the entrepreneurial choices of local families at the micro level,and investigates how financial marketization affects the role of wealth inequality on entrepreneurship. The research findings are as follows. First,the influence of wealth inequality on family entrepreneurship depends on the type of entrepreneurship and the wealth condition of the family. If the wealth gap widens,the wealth advantage of the wealthy will be enhanced,which can promote the corporate entrepreneurship;meanwhile,the financing constraints on poor and common families will be strengthened,which can inhibit the occasional self-employment entrepreneurship and subsistence self-employment entrepreneurship. Second,the advancement of financial marketization can alleviate the negative impact of wealth inequality on the common households. Therefore,we should further deepen the reform of financial marketization,improve the market financing environment,lower the entrepreneurial thresholds,and provide equal entrepreneurial opportunities for all families.

关 键 词：贫富差距 创业类型 金融市场化 家庭创业 融资约束 自我雇佣 

分 类 号：F126.2[经济管理—世界经济]