新常态下商业银行科技金融业务发展对策研究  

Research on Development Strategies for Science and Technology Financial Business of Commercial Banks in New Normality

作　　者：秦娟[1] 张维祥[1] 刘春辉[1] 王亚[1] 秦小娟 QIN Juan;ZHANG Weixiang;LIU Chunhui;WANG Ya;QIN Xiaojuan(Productivity Center of Jiangsu Province,Nanjing 210042,Jiangsu Province,China)

机构地区：[1]江苏省生产力促进中心,江苏南京210042

出　　处：《天津科技》2020年第3期1-3,共3页Tianjin Science & Technology

摘　　要：中国经济发展进入新常态,科技创新变得越来越重要,商业银行的转型发展也迫在眉睫.通过分析商业银行新常态下面临的挑战和机遇,针对积极发展科技金融业务提出了创新服务理念、创新服务模式、创新服务产品、加强科技人才培养、体制机制创新、完善科技支行体系的对策建议.In the new normality for China’s economic development,technological innovation has become more and more important,and the transformation and development of commercial banks are extremely urgent.By analyzing the challenges and opportunities faced by commercial banks in the new normality,this paper puts forward some countermeasures and suggestions for actively developing the science and technology financial business,such as innovating the service concept,innovating the service mode,innovating the service products,strengthening the cultivation of science and technology talents,system and mechanism innovation,and improving the science and technology branch system.

关 键 词：商业银行 科技创新 科技金融 科技型企业 

分 类 号：F832.33[经济管理—金融学]