我国中小企业供应链物流金融发展模式及影响因素研究  

Research on the Development Mode and Influencing Factors of Supply Chain Logistics Finance of Small and Medium-sized Enterprises in China

作　　者：易善秋 Yi Shanqiu(School of Business Administration,Xinyang College of Agriculture and Forestry,Xinyang 464000,China)

机构地区：[1]信阳农林学院工商管理学院,信阳464000

出　　处：《工业技术经济》2020年第5期111-118,共8页Journal of Industrial Technological Economics

基　　金：河南省教育厅人文社会科学研究课题“新型城镇化背景下河南省农产品物流发展路径研究”(项目编号:2020-ZDJH-352);信阳农林学院青年基金项目“供应链视角下河南省跨境电商物流一体化研究”(项目编号:2018RW003)。

摘　　要：“融资难、融资贵”是中小企业发展面临的最大困境,而基于供应链的物流金融,以“N+1”模式,通过多主体的利益捆绑来提升融资担保或收益,并实现整链效益的优化,是破解融资困境的最佳选择。针对此,本文基于供应链网络物流金融模式的内涵及优势,深入探究3PL主导、银行主导及捆绑式3类供应链网络物流金融模式的运行机制及适用特点;同时,结合不同融资模式的共性特点,基于中小企业融资可得性,通过文献梳理的方法,从供应链、企业自身及外部环境3个层面提取、归纳出供应链网络物流金融模式下,影响中小企业融资的主要因素;利用调查问卷方法,基于路径关联假设,通过验证性因子CFA分析各因素的影响性,进而采取针对性的措施,来提升中小企业融资可获得性。“The difficult,expensive of financing”is the biggest dilemma faced by the development of small and medium-sized enterprises,while logistics finance based on supply chain,with the“N+1”mode,can improve financing guarantee or income through multi-agent interest bundling,and realize the optimization of the whole chain benefit,which is the best choice to solve the financing dilemma.In this regard,based on the connotation and advantages of the supply chain network logistics financial model,this paper deeply explores the operation mechanism and applicable characteristics of three types of supply chain network logistics financial models:3PL led,bank led and bund led;at the same time,combines with the common characteristics of different financing models,based on the financing availability of small and medium-sized enterprises,through literature review,from the three aspects of supply chain,enterprise itself and external environment,this paper summarizes the main factors that affect the financing of small and medium-sized enterprises in the supply chain network logistics finance mode from the three aspects of the mi-nistry environment.Using the questionnaire method,based on the path Association hypothesis,through the confirmatory factor CFA to analyze the impact of each factor,and then take targeted measures to improve the financing availability of small and medium-sized enterprises.

关 键 词：供应链网络 中小企业 物流金融模式 融资绩效 融资效率 信息沉淀 

分 类 号：F326.2[经济管理—产业经济] F832.2