陕西省储蓄国债投资者行为分析——基于问卷调查  

Research on The Behavior of Savings Government Bond Investors in Shaanxi Province

作　　者：俞兰[1] 陈洁[1] 王飞[2] YU Lan;CHEN Jie;WANG Fei(Xi’an Branch of PBC,Xi’an Shaanxi 710075;Yangxian Sub-branch PBC,Hanzhong Shaanxi 723300)

机构地区：[1]中国人民银行西安分行,陕西西安710075 [2]中国人民银行洋县支行,陕西汉中723300

出　　处：《西部金融》2020年第1期56-62,共7页West China Finance

摘　　要：随着我国金融市场不断开放与完善,金融储蓄类和理财类产品日益丰富,储蓄国债市场受到一定程度影响。本文以储蓄国债投资者调查问卷数据为基础,以金融投资者群体特点为研究视角,通过SPSS展开实证分析,描述陕西省储蓄国债投资者行为特点及偏好,以此提出储蓄国债市场存在的问题及相关政策建议。In recent years,China's financial market has been continuously opened and improved,financial savings and wealth management products has become increasingly abundant,but it has also affected the savings bond market to a certain extent,affecting the sustainable development of the market.This paper will take the characteristics of financial investor groups as the research perspective,make full use of the data of the savings fund investor questionnaire,and empirically analyze the behavior characteristics and preferences of Shaanxi provincial savings investors through SPSS software.In this way,the problems existing in the savings treasury bond market and related policy suggestions are raised.

关 键 词：储蓄国债 投资者行为 影响因素 

分 类 号：F832.5[经济管理—金融学]