我国城镇居民医疗保险消费影响因素实证分析  

An Empirical Analysis of the Factors Influencing the Medical Insurance Consumption of Urban Residents in China

作　　者：安明明[1] 黄小燕[1] 赵纯 An Mingming;Huang Xiaoyan;Zhao Chun(Huali College,Guangdong University of Technology,Guangzhou Guangdong 511325)

机构地区：[1]广东工业大学华立学院,广东广州511325

出　　处：《对外经贸》2020年第4期85-88,共4页FOREIGN ECONOMIC RELATIONS & TRADE

基　　金：广东省普通高校创新人才类项目“互联网金融背景下P2P融资模式在区县发展调研——基于增城的创新实践研究”(项目编号:2017WQNCX180)。

摘　　要：我国城镇居民在日常消费过程中,医疗、餐饮、住宿、旅游、交通、教育等方面开支较大,而居民对我国基本医疗保险的缴纳,在居民个人成长过程中是个持续性的过程,该项费用的缴纳采取自愿原则。通过对上述影响因素进行因子分析,获得我国基本医疗保险较为相关的变量,结合居民消费类目情况,获知民众在购买医疗保险过程中的态度及意愿。In the daily consumption process of Chinese urban residents, medical, catering, accommodation, tourism, transportation, education and other expenditures are relatively large, and residents ’payment of basic medical insurance in China is a continuous process in the process of personal growth of residents The payment of this fee is on a voluntary basis. In this paper, through factor analysis of the above influencing factors, we obtain the relevant variables of China’s basic medical insurance, combined with the situation of residents’ consumption categories, to learn the public’s attitude and willingness in the process of purchasing medical insurance.

关 键 词：城镇基本医疗保险 居民消费 消费意愿 因子分析 

分 类 号：F840[经济管理—保险]