农民工回流、家庭收入与储蓄率提高  

Return of Migrant Workers,Higher Household Income and Savings Rate Improvement

作　　者：葛永波[1] 陈琦 GE Yong-bo;CHEN Qi(School of Finance,Shandong University of Finance and Economics Jinan 250014,China)

机构地区：[1]山东财经大学金融学院,山东济南250014

出　　处：《经济问题》2020年第4期42-49,共8页On Economic Problems

基　　金：国家社会科学基金项目“劳动力转移视角的农村家庭金融资产配置研究”(18AJY021)。

摘　　要：中国家庭高储蓄率是一个广受关注的问题,从农民工回流的角度对中国农村家庭高储蓄率现象给出解释,首先从理论上阐释农民工回流与其家庭储蓄率之间的关系,然后基于中国家庭收入调查数据实证检验农民工回流对农村家庭储蓄率的影响。实证结果显示,农民工回流显著促进家庭储蓄率的提高,即使采用不同的代理变量,该结果依然稳健。进一步研究发现,收入在农民工回流对家庭储蓄率的影响机制中发挥部分中介效应。以上结果为理解中国家庭高储蓄现象提供一个新视角,对未来制定政策具有一定的参考价值。The high savings of Chinese families is a matter of widespread concern.This article attempts to explain the high saving phenomenon of Chinese rural families from the perspective of the return of migrant workers.Firstly,the relationship between the return of migrant workers and their household savings rate was explained theoretically,and then the impact of the return of migrant workers on the savings rate of rural households was empirically tested based on data from the Chinese Household Income Survey(CHIP).The empirical results show that the return of migrant workers has significantly promoted the increase in household savings rates,and the results are still robust even with different proxy variables.Further research finds that there is a mediating effect of income in the mechanism of the return of migrant workers to the household savings rate.This article provides a new perspective for understanding the high savings phenomenon of Chinese families,and has certain reference value for future policy-making.

关 键 词：农民工回流 家庭储蓄率 中介效应 

分 类 号：F240[经济管理—劳动经济] F832.22[经济管理—国民经济]