中小型企业融资难题及融资渠道革新研究  

Research on financing problems of small and medium-sized enterprises and innovation of financing channels

作　　者：张希君[1] 叶敏[1] 季国民[1] Zhang Xi-jun;Ye Min;Ji Guo-min(Fuzhou University Zhicheng College,Fujian Fuzhou 350002)

机构地区：[1]福州大学至诚学院,福建福州350002

出　　处：《山东农业工程学院学报》2020年第4期155-157,共3页The Journal of Shandong Agriculture and Engineering University

基　　金：2017年福建省中青年教师教育科研项目为基于影子银行视角的福建省中小型企业融资约束机理与实证研究(JAS170803);2019年福州大学至诚学院本科高校教育教学改革研究项目为融合CDIO工程教育理念的多维度共建式金融实践教学体系改革(ZJ1917)。

摘　　要：当代企业的经营规模逐步较大,对于融资的依赖程度不断提高。在新常态背景下,企业的发展面临诸多挑战,建立稳健、高效的融资渠道,可为其提供有力支持。基于这一认知,本文将对我国中小型企业的常规融资渠道进行简要介绍,并提出各类融资渠道的主要问题。同时也将依托理念创新,提出优化企业融资渠道的具体策略。The scale of business of contemporary enterprises is relatively large,and the dependence on financing is constantly increasing.In the new normal background,the development of enterprises faces many challenges,and a stable and efficient financing channel can be established to provide strong support.Based on this understanding, this paper will briefly introduce the conventional financing channels of small and medium-sized enterprises in China,and propose the main problems of various financing channels.At the same time,it will also rely on the concept of innovation,and propose specific strategies to optimize corporate financing channels.

关 键 词：中小型企业 融资难题 融资渠道 优化策略 

分 类 号：F832.39[经济管理—金融学]