我国证券纠纷调解机制的完善和金融申诉专员制度合理要素的借鉴  

The Perfection of China’s Securities Dispute Mediation Mechanism and the Reference of the Reasonable Elements of the Financial Ombudsman System

作　　者：沈伟[1] 沈平生 Shen Wei;Shen Pingsheng

机构地区：[1]上海交通大学凯原法学院,上海200240

出　　处：《西南金融》2020年第5期3-16,共14页Southwest Finance

基　　金：2019年中证中小投资者服务中心课题“体系化构建证券期货纠纷调解与仲裁机制研究”的成果之一。

摘　　要：我国新修订的《证券法》于2020年3月1日正式施行。作为资本市场根本法规,《证券法》新增第六章"投资者保护"可谓亮点之一,其中第94条规定"强制调解制度"在诉讼和仲裁之外为投资者提供了新的维权路径,加强对投资者的事后保护。但目前我国证券纠纷调解机制仍有诸多问题,例如法律条文碎片化、调解协议刚性不足、调解衔接机制不完善、调解机构体系混乱、监督机制不力等,这些弊病从根本上严重影响证券纠纷调解机制的制度设计和程序运行。本文拟通过分析英国金融申诉专员制度的成熟经验,为我国证券纠纷调解机制的完善和发展提出优化路径。China’s newly revised "Securities Law" was formally implemented on March 1, 2020. As a fundamental regulation of the capital market, the new Chapter 6 "Investor Protection" of the "Securities Law" can be described as one of the highlights, of which Article 94 stipulates that the "Compulsory Mediation System" provides investors with a new path of rights protection in addition to litigation and arbitration, and strengthens the ex-post protection of investors. However, at present, there are still many problems in China’s securities dispute mediation mechanism,such as fragmentation of legal provisions, insufficient rigidity of mediation agreements, imperfect mediation connection mechanism, confusing mediation institution system, and inadequate supervision mechanism. These issues seriously affect the system design and procedure operation of the securities dispute mediation mechanism. This article intends to propose an optimized path for the improvement and development of China’s securities dispute mediation mechanism by analyzing the mature experience of the British Financial Ombudsman system.

关 键 词：证券纠纷调解 金融申诉 证券法 投资者保护 信息不对称 司法救济 证券市场监管 资本市场改革 

分 类 号：F832.48[经济管理—金融学] DF438[政治法律—经济法学]