供应链买方中介融资模式研究——基于区块链技术的视角  

Research on Buyer’s Intermediary Financing in Supply Chain Based on Block Chain Technology

作　　者：苏应生[1] 张宇婧 任栋[1] Su Yingsheng;Zhang Yujing;Ren Dong

机构地区：[1]西南财经大学统计学院 [2]北京理工大学数学与统计学院

出　　处：《财经科学》2020年第5期43-51,共9页Finance & Economics

基　　金：四川省科技计划项目“‘一带一路’背景下跨境电商新业态供应链金融风险控制研究”(2019JDR0210);国家社科重大项目“中国各地HDI指数的编制和研究”(16ZDA010);中央高校科研业务费项目“经济社会综合发展评价体系研究团队”(JBK170503)的资助。

摘　　要：针对现有供应链融资模式存在的"核心企业平台信息资源浪费"和"中小企业恶意虚构自身属性"等问题,本文在京东买方中介融资(BIF)模式的基础上,引入区块链技术,提出基于区块链技术的买方中介融资模式(BCBIF)。通过理论研究与模拟分析,发现BCBIF不仅能有效地解决供应链金融现存缺陷,还能提高供应商和零售商的收益,从而显著地提高了供应链的整体绩效。According to the problems of "waste of information resources on core enterprise platform" and "malicious fiction of self-attributes of small and medium-sized enterprises" existing in supply chain financing mode,this paper introduces block chain technology and proposes buyer intermediary financing mode(BCBIF) based on block chain technology on the basis of Jingdong buyer intermediary financing(BIF) mode.Through theoretical research and simulation analysis,it is found that BCBIF can not only effectively solve the existing shortcomings of supply chain finance,but also improve the profits of suppliers and retailers,thus significantly improving the overall performance of the supply chain.

关 键 词：区块链技术 供应链金融 双链融合机制 BCBIF融资 

分 类 号：F832.5[经济管理—金融学]