大数据时代个人信用信息认知及保护意识调查分析--基于天津市七所高校数据  

Survey and Analysis on Personal Credit Information Cognition and Awareness of Protection in the Era of Big Data:Based on the Data of Seven Universities in Tianjin

作　　者：张杰 李金胜 石嵩 Zhang Jie;Li Jinsheng;Shi Song(School of Finance,Tianjin University of Finance and Economics,Tianjin 300222,China)

机构地区：[1]天津财经大学金融学院,天津300222

出　　处：《征信》2020年第6期56-60,共5页Credit Reference

摘　　要：大数据时代,需要同时加强对当事人信用信息安全保护和个人信用信息价值创造功能的研究。以问卷调查法对天津市七所高校的大学生信用信息认知和保护意识状况等进行数据收集,分析他们在个人信用信息保护方面存在的问题及原因,提出应从完善征信行业发展环境、加强信用教育引导、培育个人信用信息保护素养等方面着手,提升个人信用信息认知和保护意识。In the era of big data,it is necessary to strengthen the research on the security protection of credit information and the value creation function of personal credit information.Based on a questionnaire survey to collegians of seven universities in Tianjin,the article collects data about the situation of credit information cognition and protection awareness,and conducts an analysis on their personal credit information protection problems and the causes.The paper states that we should raise the personal credit information cognition and protection awareness from the following aspects:improve credit reporting industry development environment,strengthen credit education guidance,foster personal credit information protection quality,and so on.

关 键 词：大数据时代 个人信用信息 保护意识 大学生 信用教育 

分 类 号：F832.31[经济管理—金融学] DF414[政治法律—经济法学]