互联网金融行为的规制与刑事惩罚  

Regulation and Criminal Punishment of Internet Financial Behavior

作　　者：时延安[1] SHI Yan-an(School of Law,Renmin University of China,Beijing 100872,China)

机构地区：[1]中国人民大学法学院,北京100872

出　　处：《厦门大学学报（哲学社会科学版）》2020年第4期99-107,共9页Journal of Xiamen University(A Bimonthly for Studies in Arts & Social Sciences)

基　　金：国家社会科学基金重大项目“网络金融犯罪的综合治理”(17ZDA148)。

摘　　要：对互联网金融犯罪的治理,应当通过确立合理有效的行政规制和必要的刑事惩罚来实施。互联网金融行为具有“互联网风险+金融风险”这种风险叠加的特点,因而应采取比传统金融规制更为严格的规制方式。对互联网金融犯罪的认定,应从违反行政规制的角度界定其非法性,同时应结合行政规制和风险的视角区分互联网金融领域的行政违法与犯罪。在司法实践中,应摈弃“刑事规制”的思路,避免刑事法制对市场经济活动进行过度的干预。Internet financial crimes should be governed by establishing reasonable and effective administrative regulations and necessary criminal sanctions.Internet finance has the characteristic of“Internet risk plus financial risk”,resulting in a superimposed risk.Therefore,regulations on Internet finance should be more stringent than regulations on traditional finance.Internet financial crimes should be defined as“illegality”from the perspective of violating administrative regulations.Meanwhile,administrative violations and crimes in Internet finance should be distinguished from the perspective of administrative regulations and risks.In practice,the idea of“criminal regulations”should be discarded to avoid excessive intervention by the criminal legal system in market economic activities.

关 键 词：互联网金融 行政规制 非法性 互联网风险 金融风险 

分 类 号：D924[政治法律—刑法学]