互联网金融刑民交叉案件的法律规制  

Legal Regulation of Interlocked Penal and Civil Cases in Internet Finance

作　　者：熊进光[1] XIONG Jin-guang(School of Law,Jiangxi University of Finance&Economics,Nanchang 330032,Jiangxi)

机构地区：[1]江西财经大学法学院,江西南昌330032

出　　处：《厦门大学学报（哲学社会科学版）》2020年第4期120-127,共8页Journal of Xiamen University(A Bimonthly for Studies in Arts & Social Sciences)

基　　金：国家社会科学基金重大项目“网络金融犯罪的综合治理研究”(17ZDA148);江西省社会科学规划智库重点项目“江西省金融服务供给侧结构性改革与金融服务创新法律问题研究”(17ZK20)。

摘　　要：自互联网金融在我国萌芽以来,因其投资风险高、准入门槛低、危害范围广、负面程度深等特性,实际司法审判中常常会前置刑法来解决相关问题。但随着时代的发展,社会危害性不再是互联网金融“重刑观念”得以存在的理由,而应当考虑社会总福利以及金融法律“匹配性理论”的适用。坚持民商法思维、民商法前置性适用以及从严解释金融刑法、从宽解释金融民法,是互联网金融刑民交叉案件的法律规制原则。基于互联网金融的不断创新,在处理互联网金融刑民交叉案件时应对“同一事实”的认定坚持“区分原则”,同时提高刑事入罪的量刑标准。Since the emergence of Internet finance in China in 2005,due to its high investment risk,low barriers to entry,wide extent of harm and high degree of negativity,criminal law has often been applied in practical judicial trials to solve related problems.However,with the development of society,social harm is no longer the reason for the ideas of severe punishment;rather,total social welfare should be considered.As a better institutional arrangement,the“matching theory”of financial law should be applied.The principles of regulation of Internet financial cases include:adhering to the thinking of civil and commercial law and to preemptive application of civil and commercial laws,interpreting financial criminal law in a stringent manner,and interpreting financial civil law in a lenient manner.Based on the continuous innovation of Internet finance,the determination of the“same fact”in interlocked penal and civil cases should adhere to the“principle of distinction”.In addition,the sentencing criteria for criminal offenses involving Internet finance should be raised.

关 键 词：互联网金融 刑民交叉 法律规制 

分 类 号：D924[政治法律—刑法学]