央行法定加密数字货币对商业银行影响及应对研究  

The Impact Analysis and Research Regarding DECP Go-live For Commercial Bank

作　　者：刘正龙[1] 袁志 LIU Zheng-long;YUAN Zhi(China Construction Bank Hunan Branch,Information Technology Department,Changsha410002,China)

机构地区：[1]中国建设银行股份有限公司湖南省分行信息技术部,湖南长沙410002

出　　处：《电脑与信息技术》2020年第4期61-63,共3页Computer and Information Technology

摘　　要：随着央行法定加密数字货币DC/EP试点展开,加上央行目前尚未出台相关政策和确定落地时间,未来发展的前景和影响暂不明了,文章从DC/EP设计思路出发,分析其可能对商业银行的影响,并就应对策略进行探讨。Considering the continuously pilot of DECP,as well as the PBOC has not issued related policies and confirmed the timeline for the DECP go-live,the future and impact regarding the DECP is uncertain.This article is based on the infrastructure and the key points of design of the DECP,then analyzed the impact regarding the DECP go-live of commercial bank,and further discussed the coping strategy of the commercial bank.

关 键 词：央行数字货币 金融科技 体系架构 

分 类 号：F49[经济管理—产业经济] TP309[自动化与计算机技术—计算机系统结构]