农业收入保险:美国的经验与启示  

Agricultural Revenue Insurance: American Experience and Enlightenment

作　　者：王云魁[1] 杨红丽[1] WANG Yun-kui;YANG Hong-li

机构地区：[1]新疆财经大学金融学院

出　　处：《经济论坛》2020年第7期141-146,共6页Economic Forum

基　　金：新疆软科学基金项目“新疆绿色金融发展的对策研究”(2018D07022);新疆社科基金项目“南疆四地州特困区普惠金融与精准扶贫融合研究”(2016BJU021);新疆社科基金项目“新疆农业保险精准扶贫路径优化研究”(19BJL035)。

摘　　要：农业收入保险是保障最全面的险种。美国农业收入保险自开展以来,已成为该国农业保险中最重要的险种,并积累了成功的实践经验。改革开放后,中国农业保险业虽然取得长足进展,但在经营农业收入保险方面还缺乏经验。在当前国际国内农产品价格风险显著增加,严重影响农户和居民收入的背景下,着力借鉴美国经验,在中国发展农业收入保险,促进我国农业保险市场健康发展,有着重要的实践意义。Agricultural revenue insurance is the most comprehensive insurance.It has become the most important agricultural insurance in the United States since its inception,and has accumulated rich successful practical experience.Since the reform and opening up,China's agricultural insurance has made great progress,but it still lacks the experience in agricultural revenue insurance.Under the background that the risk of price for international and domestic agricultural products has increased significantly,which seriously impacts the income of farmers and residents,it is of special significance to learn from United States to develop agricultural revenue insurance in China and promote the healthy development of China's agricultural insurance market.

关 键 词：美国 农业收入保险 经验 启示 

分 类 号：F842.66[经济管理—保险]