我国农村金融改革困境的逻辑机理分析  被引量:7

An Analysis of the Logical Mechanism of China’s Rural Financial Reform Dilemma

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作  者:蔡锦松[1] CAI Jin-song(Guiyang University,Guiyang 550005,China)

机构地区:[1]贵阳学院,贵州贵阳550005

出  处:《税务与经济》2020年第4期46-50,共5页Taxation and Economy

基  金:2019年度贵阳市科学技术局—贵阳学院科技专项资金(项目编号:GYU-KYZ(2019~2020)JG-36)。

摘  要:改革开放以来我国农村金融在改革中持续深化,但始终没有跳出改革的困境。这从农村金融改革的频次、力度和深度上可以确证。农村金融改革困境的生成源于改革逻辑的相向冲突。"三农"先天脆弱与金融逐利本性的内在矛盾是农村金融改革困境的先在逻辑;政府、机构与农民三元主体集体行动不一致是农村金融改革困境的构设逻辑;农村金融信贷成本与信贷风险化解的悖论是农村金融改革困境的元初逻辑。全面深化农村金融改革必须跳出先在逻辑、构设逻辑和元初逻辑的瓶颈,构造农村金融改革新逻辑、新范式、新框架、新体系。Since the reform and opening up,the rural finance reform has continued to deepen in China,but it has never shaken off the predicament brought by reform,which can be confirmed from the frequency,intensity and depth of rural financial reform.The predicament of rural financial reform derives from the conflict of reform logic.The inherent contradiction between the fragility of"agriculture,the countryside and farmers"and the profit-driven nature of finance is the pre-existing logic of the dilemma of rural financial reform.The inconsistency of the collective actions of the ternary subjects of government,institutions and farmers is the logic of the construction of the dilemma of rural financial reform.The paradox of rural financial credit cost and credit risk resolution is the primitive logic of the dilemma of rural financial reform.To comprehensively deepen rural financial reform,it is necessary to break off the barriers of prior logic,construction logic,and primitive logic.In addition,it is still important to set up a new logic,a new model,a new framework and a system for rural financial reform.

关 键 词:农村金融改革 先在逻辑 构设逻辑 元初逻辑 

分 类 号:F81[经济管理—财政学]

 

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