基于政府视角的中小微企业融资途径研究  

Research on Financing Approaches for Medium-small and Micro Enterprise Based on Government Perspective

作　　者：张明[1] Zhang Ming(The Engineering&Technical College of Chengdu University of Technology,Leshan Sichuan 614000)

机构地区：[1]成都理工大学工程技术学院,四川乐山614000

出　　处：《对外经贸》2020年第8期123-125,共3页FOREIGN ECONOMIC RELATIONS & TRADE

基　　金：乐山市哲学社会科学规划课题“供给侧视角下中小微企业融资路径研究”(SKL2019C40)。

摘　　要：中小微企业的发展离不开金融的支持,但近年来融资问题一直是我国中小微企业面临的难题之一。聚焦中小微企业本身和金融机构,发挥政府在中小微企业融资中的服务和保障作用,是当前解决中小微企业融资的重要课题。归纳整理分析中小微企业融资主要存在“融资难”、“融资贵”、“融资慢”三方面问题,从政府视角探讨存在问题的原因,提出政府应建立完善金融扶持法律制度、完善信用评价体系、建立开放与共享的企业信息数据库、制定实施差异化的融资政策等应对措施,对于完善和提高中小微企业的融资途径具有重要作用。The development of medium-small and micro enterprise is inseparable from financial support.In recent years,financing problems have been one of the difficulties faced by my country's medium-small and micro enterprise.Previous research that mainly focused on medium-small and micro enterprise themselves and financial institutions.It is believed that how to give play to the government's service and guarantee role in the financing of medium-small and micro enterprise is an important topic for solving the financing problems of medium-small and micro enterprise.This article uses research methods such as literature data method to summarize sort out three main problems,which is financing difficulty,financing expensive,slow financing,and discussed the cause of the problem from the government perspective.This paper proposes that the government should establish and improve the financial support legal system,improve the credit evaluation system,establish an open and shared corporate information database,formulate and implement differentiated financing policies and other response measures,which play an important role in improving and improving the financing channels of medium-small and micro enterprise.

关 键 词：中小微企业 政府金融 金融政策 融资途径 

分 类 号：F832.3[经济管理—金融学]