互联网金融消费者权益保护机制构建研究  

Research on the Construction of Internet Financial Consumer Rights Protection Mechanism

作　　者：宗楠[1] ZONG Nan(Changchun Finance College,Changchun,Jilin Province,130022 China)

机构地区：[1]长春金融高等专科学校,吉林长春130022

出　　处：《科技资讯》2020年第19期9-10,13,共3页Science & Technology Information

基　　金：吉林省教育厅“十三五”社会科学项目《互联网金融消费者权益保护机制构建研究》(项目编号:JJKH20181083SK)。

摘　　要：近几年信息技术和网络的发展不断地与社会经济相结合,"互联网+"模式已经成为社会经济的常态,加之市场经济的不断深化,互联网金融蓬勃兴起。互联网金融的发展对于实体经济的发展以及经济市场化趋势具有很重要的积极作用,但是在消费者权益保护方面存在的问题也是不容忽视的。因此,互联网金融要想取得更加长足的发展,构建安全合理的消费者权益保护机制至关重要。该文通过对互联网金融相关概念和发展现状分析的基础上,探讨当前互联网金融中侵害消费者权益的现状,针对存在的问题提出如何构建互联网金融消费者权益保护机制。In recent years,the development of information technology and network has been continuously combined with the social economy.The "Internet+" model has become the normal state of the social economy,coupled with the continuous deepening of the market economy,Internet finance has flourished.The development of Internet finance has an important positive effect on the development of the real economy and the trend of economic marketization,but the problems in the protection of consumer rights cannot be ignored.Therefore,if Internet finance wants to achieve further development,it is essential to build a safe and reasonable consumer rights protection mechanism.Based on the analysis of the related concepts and development status of Internet finance,this article discusses the current status of infringement of consumer rights and interests in Internet finance,and proposes how to construct a consumer rights protection mechanism for Internet finance in view of the existing problems.

关 键 词：互联网金融 消费者权益保护 机制 构建 

分 类 号：D92[政治法律—法学]