后脱贫时期金融扶贫可持续发展研究  

Research on Sustainable Development of Financial Poverty Alleviation in the Post-poverty Period

作　　者：中国人民银行兰州中心支行课题组 李文瑞[1] 石建平[1] 荆勤忠[1] 王永锋[1] 薛媛[1] 李佳辉 Research Group of Lanzhou Central Sub-branch of PBC(Lanzhou Central Sub-branch of PBC,Lanzhou Gansu)

机构地区：[1]中国人民银行兰州中心支行,甘肃兰州730000

出　　处：《当代金融研究》2020年第4期29-39,共11页Journal of Contemporary Financial Research

摘　　要：在金融支持脱贫攻坚取得显著成效的同时,更应前瞻性关注后脱贫时期金融扶贫可持续发展问题。本文对甘肃省近年来金融扶贫的模式及成效进行了总结,并开展实地调研分析了后脱贫时期金融扶贫面临的主要风险。在此基础上,本文运用全局主成分分析法对甘肃省各市州金融扶贫可持续性进行定量评价,发现农业产业发展等基础经济条件是持续发展的主要拉动因素,农村金融服务体系不断健全以及金融机构资产质量改善是持续发展的重要拉动因素,信用环境欠佳和高风险金融机构增多是持续发展的主要制约因素。最后,提出了相应政策建议。The paper summarizes the mode and effect of financial poverty alleviation in Gansu Province in recent years,and analyzes the main risks of financial poverty alleviation in the post poverty alleviation period on the basis of field research.On this basis,using the method of global principal component analysis,the paper quantitatively evaluates the sustainability of financial poverty alleviation in cities of Gansu Province.It is found that the basic economic conditions such as the development of agricultural industry are the main driving factors for sustainable development,the continuous improvement of rural financial service system and the improvement of financial institutions asset quality are the important driving factors for sustainable development,poor credit environment and the increase of high-risk financial institutions are the main constraints of sustainable development.At last,the corresponding policy suggestions are put forward.

关 键 词：后脱贫时期 金融扶贫 可持续发展 全局主成分分析法 

分 类 号：F830[经济管理—金融学] F832