承兑汇票兑付风险及其防范研究  

The Acceptance Risk of Acceptance Bills and Its Prevention

作　　者：王丽颖 WANG Li-ying(Shougang Jingtang Iron&Steel United Co.Ltd.,Tangshan 063000,China)

机构地区：[1]首钢京唐钢铁联合有限责任公司,河北唐山063000

出　　处：《中小企业管理与科技》2020年第24期106-107,共2页Management & Technology of SME

摘　　要：近年来,票据市场不断改革完善,尤其是电子票据广泛应用,在服务实体经济发展,提高结算效率等方面发挥了积极作用,但随之而来的票据兑付风险事件频发,尤其是以宝塔、海航财票为代表的票据到期无法兑付的违约事件持续发酵,轰动票据市场,给持票人带来了巨大经济损失,如何有效防范票据风险,维持票据市场正常秩序显得尤为重要。论文就此问题展开分析,旨在提醒广大持票人重视并有效防范票据兑付风险,避免经济损失。In recent years,the bill market has been continuously reformed and improved,especially the widespread application of electronic bills,which has played an active role in serving the development of the real economy and improving settlement efficiency.However,the subsequent incidents of bill redemption risk have occurred frequently,especially the default events such as Baota and HNA financial bills which could not be cashed at maturity continued to ferment,which caused a stir in the bill market and brought huge economic losses to the holders.How to effectively prevent the bill risk and maintain the normal order of the bill market is particularly important.The paper makes an analysis of this problem,so as to remind the holders to pay attention to and effectively prevent the risk of bill payment and avoid economic losses.

关 键 词：承兑汇票 兑付 风险防范 

分 类 号：F832.2[经济管理—金融学]