基于区块链技术的供应链金融创新研究  

Research on Supply Chain Finance Innovation Based on Block Chain Technology

作　　者：许嘉扬[1] 郭福春[2] 

机构地区：[1]浙江金融职业学院信息与互联网金融学院,浙江杭州310018 [2]浙江金融职业学院,浙江杭州310018

出　　处：《浙江金融》2020年第8期61-69,50,共10页Zhejiang Finance

基　　金：2019年教育部人文社会科学研究青年基金项目“中国科技金融政策的创新支持效率评估研究——基于科技型中小企业视角”(项目编号:19YJCZH206)成果。

摘　　要：区块链技术集中体现了"供应链+金融"的本质,将区块链技术应用于供应链金融能够重塑信用机制,有效控制信用风险、提高交易效率,为金融机构和融资企业创造巨大价值。本文在对区块链技术核心原理进行剖析的基础上,从不同视角阐述了区块链技术与供应链金融结合的机理,指出供应链金融的产品架构、基本条件与演进过程,同时描述了"区块链+供应链金融"新生态,并具体构建了区块链技术支持下的供应链金融新模式,最后得出相应的结论与启示。Block chain technology embodies the essence of supply chain and finance.The application of block chain technology in supply chain finance can reshape the credit mechanism,effectively control the credit risk,improve the efficiency of the transaction,and create great value for financial institutions and financing enterprises.Based on the analysis of the core principle of block chain technology,this paper expounds the mechanism of block chain technology and supply chain finance from different perspectives,points out he product structure,basic conditions and evolution process of supply chain finance,describes the new ecology of"block chain+supply chain finance",and Specifically constructs a new model of supply chain finance supported by block chain technology.Finally,the conclusions and inspiration are drawn from the previous analysis.

关 键 词：区块链 供应链金融 信息流 应收账款 保兑仓 融通仓 

分 类 号：F830.5[经济管理—金融学]