骗取贷款罪之限缩解读  

An Interpretation of Loan Fraudulent Offence’s Limits

作　　者：何婧如 韩雨江 HE Jingru;HAN Yujiang(School of Laws, Sichuan University, Chengdu, Sichuan, 610227, China)

机构地区：[1]四川大学法学院,四川成都610227

出　　处：《内江师范学院学报》2020年第9期111-115,共5页Journal of Neijiang Normal University

摘　　要：骗取贷款罪所保护的法益应当是相对具体的金融机构的信贷资金安全(也就是金融机构对信贷资金的所有权)。以刑法之法益保护为出发点,在形式上,应当正确理解公安机关关于骗取贷款罪的立案标准,不能够将骗取贷款超过100万元时的所有情形一律认定为本罪;在实质上,对于本罪的实行行为应当作出限缩解释,对“重大损失”的认定也不可漫无边际。另外,认为构成本罪不要求必须具备“非法占有目的”。The legal interest protected by loan fraudulent offence is the relatively specific safe of the credit fund of the financial organizations(in other words,the financial organizations’ownership of the credit fund).In the form,the legal interest protection of criminal law should start with the legal standards concerning the offence set by the police.All the behaviors of defrauding the loan over 1,000,000 Yuan cannot be considered as the loan fraudulent offence.In essence,the offence limits should be interpreted and the affirmation of“great loss”should be defined.In addition,the“purpose of illegal possession”should not be necessary for the affirmation of this offence.

关 键 词：信贷资金安全 骗取行为 非法占有目的 

分 类 号：D914[政治法律—刑法学]