基于金融系统顺周期性的宏观审慎监管框架分析  

Analysis of Macroprudential Regulatory Framework Based on Pro-cyclical Financial System

作　　者：陈翠 CHEN Cui(School of Finance,Fujian Business University, Fuzhou 350001, China)

机构地区：[1]福建商学院金融学院,福州350001

出　　处：《长春大学学报》2020年第9期28-31,共4页Journal of Changchun University

基　　金：福建省教育厅项目(JR201802)。

摘　　要：对现阶段的金融系统来说,研究顺周期性的宏观审慎监管框架是有必要的。次贷危机过后,人们对于金融安全与监管的认识进一步上升,出现了多种预防与监控金融市场变化的方法,其中就包括宏观审慎监管框架。而金融系统本身存在周期性的变化,建立宏观审慎监管框架有一定的难度。金融行业从业者或金融监管人员应该考虑到整体的风险安全管理与风险调整,提升对金融系统的问题的判断、预防、处理能力。As far as today’s financial system is concerned,it is necessary to study the pro-cyclical macroprudential regulatory framework.After the subprime mortgage crisis,people’s awareness of financial security and regulation has further increased,and a variety of ways appear to prevent and monitor the changes of financial markets,in which macro-prudential regulatory framework is one of them.And the financial system itself has periodic changes,it is difficult to establish a macro-prudential regulatory framework.Financial industry practitioners or financial regulators should take into account the overall risk safety management and risk adjustment,and improve the ability to judge,prevent and deal with the problems of financial system.

关 键 词：金融系统 顺周期性 宏观审慎监管框架 

分 类 号：F832.5[经济管理—金融学]