科技与金融深度融合机制、风险及对策研究  

The Integration Mechanism,Risks and Countermeasures between Technology and Finance

作　　者：韩俊华[1] HAN Jun-hua(Accounting Institute Anhui University of Finance&Economics,Anhui Bengbu 233030.China)

机构地区：[1]安徽财经大学会计学院,安徽蚌埠233030

出　　处：《科学管理研究》2020年第4期150-156,共7页Scientific Management Research

基　　金：安徽省哲学社会科学规划项目(AHSK Y2019DO12)。

摘　　要：《“十三五”国家科技创新规划》要求完善科技与金融融合。科技企业生命周期的不同阶段,融资工具不同,有着不同的科技与金融融合模式,文章分析了科技与金融融合的合作机制、资源配置机制、人才保障机制科技评估机制以及融合模式,认为科技与金融融合极易形成系统性风险,构建信用监督体系、建立科技金融服务链、加大政策性金融支持、利用区块链技术进行科技监管能有效解决科技与金融融合风险,促进科技与金融融合发展。The National Science and'Technology Innovation Plan for the 13th Five-Year Plan calls for improving the integration of science and technology and finance.Technology enterprises have different integration models of technology and finance in different stages of the life cycle.This paper analyzes the cooperation mechanism,resource allocation mechanism,talent guarantee mechanism,evaluation mechanism,and integration models of the integration of science and technology and finance.It is believed that credit risk restricts the integration of technology and fi-nance,and Credit risk is managed by developing credit supervision,scientific and technological finance service chain,policy financial support,and Supervise Technology.

关 键 词：科技与金融融合机制 风险 

分 类 号：F204[经济管理—国民经济]