辨识社会信用体系的性质及其现实意义  

On the Identification of the Nature of Social Credit System and Its PracticalSignificance

作　　者：林钧跃[1] Lin Junyue(Credit Academic Committee,Chinese Association of Market Development,Beijing 100192,China)

机构地区：[1]中国市场学会信用学术委员会,北京100192

出　　处：《征信》2020年第9期1-7,共7页Credit Reference

摘　　要：对不同性质的社会信用体系模式进行区分,分别定义了政府和市场两种不同性质的社会信用体系,并给出了划分标准。无论是政府性质的社会信用体系,还是市场性质的社会信用体系,均有明显的利弊,都不适合于我国直接采用。在对治理型社会信用体系进行简单探讨的基础上,提议在“十四五”规划期调整现行体系的设计和推进方向,包括将广义社会信用体系进行技术性拆分等若干条建议。This article conducts a classification of social credit system models of different natures and defines two types of social credit system with different nature, namely government-oriented system and market-oriented system, and provides the criteria for the classification of these two systems. Nonetheless, both systems are not suitable for direct adoption in China in that they demonstrate remarkable pros as well as obvious cons. By conducting a preliminary discussion of governance-oriented social credit system, this article proposes to adjust the design and advancement direction of the current system during the 14 th Five-Year Plan period,which includes several suggestions, such as conducting technical split of the broad social credit system.

关 键 词：广义社会信用体系 体系性质 政府体系 市场体系 治理型社会信用体系 

分 类 号：F832.4[经济管理—金融学] D923[政治法律—民商法学]