新型农村社会养老保险对消费不平等的影响  

The Impact of New Rural Pension Program on Expenditure Inequality

作　　者：周广肃 张玄逸 贾珅[3] 张川川[4] GUANGSU ZHOU;XUANYI ZHANG;SHEN JIA;CHUANCHUAN ZHANG(Renmin University of China;Tsinghua University;Development Research Center of the State Council;Central University of Finance and Economics)

机构地区：[1]中国人民大学劳动人事学院 [2]清华大学五道口金融学院,北京市100083 [3]国务院发展研究中心 [4]中央财经大学经济学院

出　　处：《经济学（季刊）》2020年第4期1467-1490,共24页China Economic Quarterly

基　　金：国家自然科学基金青年项目“机会不均等、家庭投资决策与经济增长”(71703076)的资助。

摘　　要：本文基于世代交叠模型建立了一个关于社会养老保险与消费不平等的理论模型,并利用中国家庭追踪调查(CFPS)数据,研究了新农保对农村居民消费不平等的影响。结果表明,推行新农保可以有效减小农村的消费不平等程度,而且相比于中高收入家庭之间的消费差距,新农保对减小中低收入家庭之间消费差距的作用更为明显。新农保不仅可以使农村老年人的养老生活得到保障,而且对于缩小消费差距、提高整个社会分配的公平性也具有重要意义。we establish an OLG model and use China Family Panel Studies(CFPS)data to study the impact of New Rural Pension Program on the rural consumption inequality.We find that New Rural Pension Program can effectively reduce the rural consumption inequality.Compared with middle-and high-income families,it has a more obvious effect on reducing the consumption gap between low-and middle-income families.New Rural Pension Program can not only guarantee the life of the rural elderly,but also play an important role in narrowing the consumption gap and improving the fairness of the whole social distribution.

关 键 词：养老保险 新农保 消费不平等 

分 类 号：F323.8[经济管理—产业经济] F842.67