上市城市商业银行绩效水平测度的实证研究  

An Empirical Study on the Performance Level of Listed UrbanCommercial Banks

作　　者：朱薪羽 邱士雷 张志雯[2] ZHU Xinyu;QIU Shilei;ZHANG Zhiwen(Lianyungang Branch of Suzhou Bank,Lianyungang 222500,China;School of Economics and Management,Nanjing University of Aeronautics and Astronautics,Nanjing 211106,China)

机构地区：[1]苏州银行连云港分行,江苏连云港222500 [2]南京航空航天大学经济与管理学院,南京211106

出　　处：《科技与经济》2020年第5期101-105,共5页Science & Technology and Economy

基　　金：江苏省社会科学基金项目——“江苏环境制理的共建共享机制及政策设计研究”(项目编号:16ZZB004,项目负责人:谢嗣胜)成果之一。

摘　　要：基于12家上市城商行样本,运用主成分分析法,综合安全经营能力、盈利能力、发展能力、资本利润率和成本收入能力等维度构建城商行绩效评价指标体系,对我国城商行经营绩效进行评估。结果表明:成都银行、杭州银行和长沙银行安全防控能力较好,风险抵御能力最强;宁波银行和南京银行盈利能力最强;从发展能力来看,南京银行和宁波银行发展能力最强;从综合绩效来看,宁波银行经营绩效最高,其次是南京银行和成都银行。This article adopts the principal component analysis method to construct the operating performance evaluation index system of urban commercial banks from the dimensions of safety management capability,profitability,development capability,capital profitability,and cost-income capability,and selects 12 listed urban commercial banks to evaluate the operation performance of China's urban commercial banks.The results show that Bank of Chengdu,Bank of Hangzhou and Bank of Changsha have higher security capability and stronger risk resistance capability.Bank of Ningbo and Bank of Nanjing have the highest profitability.Bank of Nanjing and Bank of Ningbo have the strongest development capabilities.From the perspective of comprehensive performance,Bank of Ningbo has the highest operating performance,followed by Bank of Nanjing and Bank of Chengdu.

关 键 词：城市商业银行 经营绩效 主成分分析法 

分 类 号：F832.33[经济管理—金融学] F272.5