河北省村镇银行财务绩效分析  

Financial Performance Analysis of Rural Banks in Hebei Province

作　　者：荆浩 张志鹏[1] JING Hao(School of Economics and Trade,Hebei Agricultural University,Baoding 071000,China)

机构地区：[1]河北农业大学经济贸易学院,河北保定071000

出　　处：《安徽农学通报》2020年第20期1-2,18,共3页Anhui Agricultural Science Bulletin

基　　金：河北省村镇银行运行效率研究(SK201801-1)。

摘　　要：村镇银行经过14年的发展,各发起行发挥自身优势,不断将服务下沉延伸、向小微客户贴近,逐步将村镇银行打造成了具有鲜明地域特色的农村品牌。该文以河北省村镇银行为研究对象,对选取的6家银行的财务绩效进行了分析,通过实证分析,得出影响村镇银行运营绩效的关键制约因素为偿债能力和流动性,并提出了防范金融风险、提升金融服务能力、建立合理的治理机制等对策建议。After 14 years of development,rural Banks have given full play to their advantages,continuously extended their services to small and micro customers,and gradually built rural Banks into rural brands with distinct regional characteristics.In this paper,the village Banks in hebei province as the research object,the financial performance of six Banks selected for analysis,through the empirical analysis,indicates that the key factors affecting rural Banks op⁃erating performance for the solvency and liquidity,and put forward to guard against financial risks,improve financial service ability,establish reasonable governance mechanism suggestion。

关 键 词：河北省 村镇银行 财务绩效 

分 类 号：F323[经济管理—产业经济]