金融介入养老服务的创新问题与对策研究  

Innovation Problems and Countermeasures of Financial Intervention in Pension Service

作　　者：江世银[1] Jiang Shiyin

机构地区：[1]南京审计大学金融学院,江苏南京211815

出　　处：《贵州省党校学报》2020年第5期22-28,共7页Journal of Guizhou Provincial Party School

基　　金：国家社科基金重大招标项目“金融服务养老的理论框架、国际经验、中国路径研究”(项目编号:17ZDA072);江苏省高校优势学科三期——南京审计大学应用经济学(苏政办发〔2018〕87号)阶段性研究成果。

摘　　要：随着老龄化问题越来越突出,大力发展养老服务迫在眉睫,而养老服务的发展需要金融介入。金融介入养老服务需要推进金融创新,所以,找出制约金融介入养老服务的问题并提出相应的对策,是实现金融有效介入养老服务的逻辑必然。中国未来金融介入养老服务需要在金融创新理论的指导下实现。不断推进养老服务方面的金融创新,构建满足养老需求的金融服务链,开发长期护理保险产品,是金融介入养老服务的基本方向。With the advent of an aging society,the development of pension services is imminent,and financial intervention is required.Financial intervention in pension services needs to promote financial innovation,Therefore,to find out the problems that restrict financial pension services and propose corresponding countermeasures is the logical necessity concerning the problem.China's future financial intervention in pension services needs to be realized under the guidance of financial innovation theory.The basic direction of financial intervention in pension services is to constantly promote financial innovation in pension services,build a financial service chain to meet the needs of the elderly,and develop long-term care insurance products.

关 键 词：金融服务 养老服务 金融创新 

分 类 号：F830[经济管理—金融学]