数字货币、跨境支付与国际货币体系变革  

Digital Currency,Cross-Border Payment and International Monetary System Reform

作　　者：刘东民[1,2] 宋爽[1] LIU Dong-min;SONG Shuang

机构地区：[1]中国社会科学院世界经济与政治研究所 [2]中国社会科学院世界经济与政治研究所国际金融室

出　　处：《金融论坛》2020年第11期3-10,共8页Finance Forum

摘　　要：从无锚定私人数字货币到数字稳定币和央行数字货币,数字货币的货币职能逐渐完善,而天秤币从重视"币"到重视"网"的发展更令人意识到分布式支付网络可能在下一代金融基础设施中发挥重要作用。以数字货币为载体的分布式支付网络具有重塑全球跨境支付体系的潜力,在经济效率和市场结构方面体现出一定优势。更重要的是,分布式跨境支付网络的出现还为打破个别国家对全球核心金融基础设施的控制带来契机,从而有可能推动国际货币体系的多元化变革。因此,中国未来应积极推动基于央行数字货币和数字稳定币共同构建跨境支付网络。From non-anchored private digital currencies to stablecoins and central bank digital currencies(CBDC),the monetary functions of digital currencies have gradually improved.Meanwhile,Libra’s focus from"currency"to"network"reveals that payment networks based on distributed ledger technology may play an important role in the next generation of financial infrastructure.The distributed payment networks with digital currencies have the potential to reshape the global cross-border payment system,and show some advantages in economic efficiency and market structure.More importantly,the emergence of distributed cross-border payment networks also provides an opportunity to break the individual country’s control over the global core financial infrastructure,and hence may push forward the reform of the international monetary system.Therefore,China should actively promote the construction of cross-border payment networks with CBDC and stablecoins in the future.

关 键 词：数字货币 跨境支付 国际货币体系 分布式账本技术 金融基础设施 

分 类 号：F33[经济管理—产业经济]