保险助力绿色建筑与绿色金融协同发展  

Insurance Accelerating Coordinated Development of Green Building and Green Finance

作　　者：王玉玲[1] 向飞[1] 解子昌 Wang Yuling;Xiang Fei;Xie Zichang(PICC Property and Casualty Company Limited,Beijing,100022)

机构地区：[1]中国人民财产保险股份有限公司,北京100022

出　　处：《建设科技》2020年第20期44-47,共4页Construction Science and Technology

摘　　要：在新版《绿色建筑评价标准》施行的背景下,从金融视角看,绿色建筑与绿色金融协同发展亟待解决信任困境问题。本文从建筑行业绿色转型存在绿色信贷发放与性能认定之间的时间错配难题出发,阐释了绿色建筑与绿色金融之间的信任困境;通过总结、分析绿色保险机制,为解决上述困境提出绿色建筑性能保险机制设计的思路;在简介保险助力绿色建筑与绿色金融协同发展实践案例的基础上,提出推动保险助力绿色建筑与绿色金融协同发展的建议。Under the background of"Evaluation Standard of Green Building"upgrading,the coordinated development of Green Building and green finance is still facing trust dilemma from the financial perspective.Starting from the time mismatch problem between green credit issuance and green performance identification of building,this paper interprets the trust dilemma between Green Building and green finance.By summarizing and analyzing the green insurance mechanism,it puts forward the design thinking of Green Building performance insurance mechanism to solve the above dilemma.It also introduces the practical cases of insurance helping with the coordinated development of Green Building and green finance,and puts forward some suggestions to promote the coordinated development of Green Building and green finance.

关 键 词：绿色建筑 绿色金融 绿色保险 绿色建筑性能保险 

分 类 号：F842[经济管理—保险] F832.4[建筑科学—建筑设计及理论] F426.92TU201.5