中国银行产业竞争力的崛起与全球银行产业竞争格局的演变  

The Rise of China's Banking Industry Competitiveness and the Evolution of Global Banking Industry Competitive Landscape

作　　者：梁涛[1] 刘昊虹 李石凯 Liang Tao;Liu Hao-hong;Li Shi-kai

机构地区：[1]广东金融学院经济与贸易学院 [2]广东金融学院金融与投资学院 [3]广东金融学院华南创新金融研究院

出　　处：《经济学家》2020年第12期88-97,共10页Economist

基　　金：广东省哲学社会科学项目“人民币国际化、跨境资本流动冲击与外汇政策调控研究”(GD17CYJ10);广东省教育厅重点学科科研项目“金融稳定目标下跨境资本流动监管与外汇管理政策调控研究”(2019-GDXK-0051);广东省自然科学基金项目“人民币国际化背景下中国跨境资本流动突停风险与应对策略研究”(2017A030131418)。

摘　　要：2020年度英国《银行家》杂志全球银行1000排行榜的数据显示,中国银行产业已经成为全球银行产业中最重要的板块。由于中国经济高速增长、银行体系改革、监管制度完善、商业银行治理、金融科技赋能五大长期因素和政府大力扶持、国际金融危机两大短期因素的共同作用,中国银行产业全球竞争力从无到有、从弱到强。中国银行产业全球竞争力的崛起,解构了20世纪末21世纪初全球银行产业欧、美、日三足鼎立的旧格局,重塑了21世纪中、美、欧三足鼎立的新格局。According to data from the British“The Banker”magazine's Global Bank 1000 ranking in 2020,the Chinese banking industry has become the most important sector in the global banking industry.Due to the combination effect of the five long-term factors of China’s rapid economic growth,banking system reform,perfection of regulatory systems,commercial bank governance,and financial technology empowerment,as well as two short-term factors of strong government support and the inter⁃national financial crisis,the global competitiveness of the Chinese banking industry has grown from scratch,and from weak to strong.The rise of the global competitiveness of China's banking industry deconstructed the old pattern of the three pillars of Eu⁃rope,the United States and Japan in the global banking industry at the end of the 20th century and the beginning of 21st century,and reshaped the new pattern of the three pillars of China,the United States and Europe in the 21st century.

关 键 词：中国银行产业 全球银行产业 竞争格局 

分 类 号：F831[经济管理—金融学]