中国商业健康保险研究热点演变研究  

Evolution of Focal Hotspots of Commercial Health Insurance Research in China

作　　者：李丽红[1] 仲正 

机构地区：[1]中国石油大学(北京)经济管理学院

出　　处：《价格理论与实践》2020年第2期111-114,共4页Price:Theory & Practice

基　　金：国家社会科学基金项目(19CJY044);河南省哲学社会科学规划项目(2018CJJ079);河南工业大学高层次人才基金项目(2016SBS012)。

摘　　要：商业健康保险是社会医疗风险管理的市场化解决方案。本文以中国知网1982年到2019年健康保险方向的期刊文献为基础,运用文献计量分析中国商业健康保险的研究阶段、热点主题演变和研究趋势。结果表明:1982-2019年我国学者对商业健康保险的研究经历了萌芽、初步、稳定、多元、高位增长和精准化研究六个阶段。学界对健康保险的研究逐渐从单纯的保险市场层面转向大健康产业,这是健康保险研究的一个重要演变趋势。健康保险费率精算研究和保险公司经办社会医疗保险业务中发生的收入费用比例分摊研究会成为研究热点。长期护理保险和大病保险的发展在我国刚刚起步,在未来还会继续成为健康保险领域的研究热点。Commercial health insurance is a market-oriented social medical risk management program.Based on the periodical literature of China National Knowledge Network(CNKI)on health insurance from 1982 to 2019,this paper uses bibliometric analysis to analyze the research stage,hot topic evolution and research trend of China's commercial health insurance.The results show that it has experienced six stages:germination,preliminary,stable,diversified,high growth and precision research that Chinese scholars'research on commercial health insurance from 1982 to 2019.The academic research on health insurance has gradually shifted from pure insurance market level to big health industry,which is an important evolution trend of health insurance research.The actuarial study of health insurance premium rate and the research on the proportion of income and expenses in the social medical insurance business of insurance companies will become a research hotspot.The development of long-term health care insurance and critical illness insurance has just started in China,and will continue to be a research hotspot in the field of health insurance.

关 键 词：保险市场 健康保险 健康中国 文献计量 健康保险费率精算 

分 类 号：F842.684[经济管理—保险]