内生动力视角下农民资金互助合作社的农户收入效应  

Income Effect of Farmers'Mutual Funds Cooperative from the Perspective of Endogenous Power

作　　者：张笑寒[1] 陈毓雯 ZHANG Xiaohan;CHEN Yuwen(School of Economics, Nanjing Audit University, Nanjing 211815, China)

机构地区：[1]南京审计大学经济学院,江苏南京211815

出　　处：《审计与经济研究》2020年第6期88-94,共7页Journal of Audit & Economics

基　　金：国家社会科学基金一般项目(16BGL126)。

摘　　要：农民资金互助合作社的发展为农户解决了许多外部困难,但在整体增收难的背景下,部分农户参与积极性不高的内生性困境也逐渐暴露。基于内生动力视角,利用江苏省南京市262户资金互助合作社入社农户的微观调研数据,构建OLS回归模型和分位数回归,验证了资金互助合作社对于入社农户家庭收入的效应。研究表明:内生动力对入社农户的家庭收入具有显著的正向影响,且高收入农户的增收效果优于低收入农户,家庭劳动力占比、生产性固定资产价值、社会地位、贷款难易程度等对入社农户收入也产生一定影响。因此,应当积极培育农户的内生动力,发挥农户自身的主导作用,帮助培育社会资本,完善低收入农户增收机制,优化农村社会信用环境,进而构建“内外兼修”的农户增收机制。The development of farmers'mutual funds cooperative has solved many external difficulties for farmers,but in the context of the difficulty of overall income increase,some farmers'endogenous dilemma of low enthusiasm for participation has gradually presented itself.Based on the endogenous power perspective,this paper uses the micro-investigation data of 262 farmers in mutual funds cooperatives in Nanjing,Jiangsu Province,to construct quantile regression and OLS regression models to verify the effect of mutual funds cooperatives on the income of rural households.Studies have shown that endogenous power has a significant positive effect on the household income of farmers who join the society,and that the income increase effect of high-income farmers is better than that of low-income farmers.Proportion of household labor force,value of productive fixed assets,social status and ease of loan also have a certain impact on the income of farmers entering the society.Therefore,we should actively cultivate the endogenous power of farmers,give play to the leading role of farmers themselves,help cultivate social capital,improve the income-increasing mechanism of low-income farmers,optimize the rural social credit environment,and then build a comprehensive farm income increase mechanism.

关 键 词：农民资金互助合作社 内生动力 收入效应 分位数回归模型 农民收入 农村金融 

分 类 号：F830.6[经济管理—金融学]