利率市场化形势下商业银行中间业务发展路径探析  

Analysis on the Development of Commercial Bank's Intermediary Business under the Interest Rate Lliberalization

作　　者：胡茵[1,2] HU Yin(School of Finance,Changchun Finance College,Changchun 130028,China;Jilin Province Inclusive Financial Research Center,Changchun 130028,China)

机构地区：[1]长春金融高等专科学校金融学院,吉林长春130028 [2]吉林省普惠金融研究中心,吉林长春130028

出　　处：《长春金融高等专科学校学报》2020年第6期13-16,共4页Journal of Changchun Finance College

摘　　要：近些年,在中国利率市场化改革的背景下,我国商业银行逐渐运用多元化的发展战略,将中间业务作为提升利润来源的主要途径,商业银行已经明确中间业务在商业银行发展战略中的重要地位。商业银行应根据自身经营环境开展中间业务,对中间业务进行优化和创新,提升金融服务水平,培育复合型专业人才,提升盈利能力,促进商业银行各项业务的可持续发展。In recent years,under the background of China's interest rate marketization reform,China's commercial banks have gradually used diversified development strategy,taking intermediary business as the main way to improve the source of profits.Commercial banks have made clear the important position of intermediate business in the development strategy of commercial banks.Commercial banks should carry out intermediary business according to their own business environment,optimize and innovate the intermediate business,improve the level of financial services,cultivate compound professionals,enhance profitability,and promote the sustainable development of various businesses of commercial banks.

关 键 词：利率市场化 中间业务 发展 探析 

分 类 号：F832.2[经济管理—金融学]