新农保对农村家庭代际支持的影响  

The Influence of New Rural Social Pension on Family Inter-generational Support

作　　者：周永锋[1] 张晓宁 ZHOU Yong-feng;ZHANG Xiao-ning(The People's Bank of China,Zhengzhou Central Sub-branch)

机构地区：[1]中国人民银行郑州中心支行,河南郑州450002

出　　处：《当代金融研究》2020年第6期46-56,共11页Journal of Contemporary Financial Research

摘　　要：本文使用中国健康与养老追踪调查(CHARLS)2013与2015年的全国追踪调查数据,采取模糊断点回归方法,分析新型农村社会养老保险政策对农村家庭代际支持的影响效应。研究发现,新农保养老金收入使得抚养孙辈的时间投入显著增加,帮助子女照顾孙辈的概率也有所增加,子女对父母的时间支持变化较小;新农保养老金"挤出"了子女对父母的经济支持金额,但父母对子女的经济支持没有显著变化;新农保养老金增大了父母对儿子后代的时间支持,父母对女儿后代的时间支持没有受到新农保的显著影响。上述实证结论对探讨现有养老模式,构建更完善的社会养老体系,提供了初步的理论依据,具有一定现实意义。This paper uses the national follow-up survey data of China Health and Retirement Longitudinal Study(CHARLS)in 2013 and 2015,and adopts the fuzzy Regression Discontinuity Design to analyze the effect of NRSP on the inter-generational support in rural families.The results show that receiving the pension benefits increases the probability and time of grand-parenting,crowds out children’s upward financial support to their parents.However,there is no significant change in parents’ downward financial support to their children and children’s upward time support to their parents.Besides,the pension benefits make parents more likely to increase their time spent in helping sons raising their sons’ offspring,but has little impact on the time spent in rearing their daughters’ offspring.The crowding-in effect of NRSP on grand-parenting time is more significant when children are male.The empirical conclusions provide a preliminary theoretical basis for exploring the existing pension model and constructing a more complete social pension system,which has certain practical significance.

关 键 词：代际转移 新型农村社会养老保险 模糊断点回归设计 

分 类 号：F840.3[经济管理—保险]