基于多关联动态优化模型的企业信贷管理决策分析  

Decision Analysis of Enterprise Credit Management Based on Multi Correlation Dynamic Optimization Model

作　　者：王巍[1] 窦迪 邱增光 乔昊 王然 WANG Wei;DOU Di;QIU Zengguang;QIAO Hao;WANG Ran(School of Electrical and Control Engineering,Liaoning Technical University,Huludao 125000,China)

机构地区：[1]辽宁工程技术大学电气与控制工程学院,辽宁葫芦岛125000

出　　处：《牡丹江师范学院学报（自然科学版）》2021年第1期12-15,共4页Journal of Mudanjiang Normal University：Natural Sciences Edition

基　　金：辽宁省教育厅一般项目(LJ2019JL011)。

摘　　要：建立多关联动态优化模型,提出最佳信贷策略.采用灰色关联法分析企业关联度,建立关联度模型,优化模型中参数的选择,从多角度提高风险因子提取的精度,增强模型的通用性和适应度,使模型所涵盖的因素更加广泛.利用Logistic回归信贷风险评估模型量化分析企业信贷风险具有很高的阻滞性和实际性,符合经济发展规律.The dynamic optimization model of multi correlation is established,and the optimal credit strategy is proposed.The grey correlation method is used to analyze the enterprise correlation degree,establish the correlation degree model,optimize the selection of parameters in the model,improve the accuracy of risk factor extraction from multiple angles,enhance the universality and adaptability of the model,and make the factors covered by the model more extensive.Using logistic regression credit risk evaluation model to quantitatively analyze enterprise credit risk has high retardation and practicality,which conforms to the law of economic development.

关 键 词：LOGISTIC回归 多参数动态优化 灰色关联 风险评估 

分 类 号：F832.4[经济管理—金融学]