后脱贫时期金融扶贫可持续发展研究——基于甘肃视角  

Research on Sustainable Development of Financial Poverty Alleviation in the post-poverty Period——Based on the Gansu perspective

作　　者：课题组 李文瑞[2] Research Group

机构地区：[1]不详 [2]中国人民银行兰州中心支行

出　　处：《西部金融》2020年第10期4-12,共9页West China Finance

摘　　要：本文在实地调研的基础上,运用全局主成分分析法对甘肃省各市州金融扶贫持续性进行了定量评价,发现农业产业发展等基础经济条件是持续发展的主要拉动因素,农村金融服务体系不断健全以及金融机构资产质量改善是持续发展的重要影响因素,信用环境欠佳和高风险金融机构增多是持续发展的主要制约因素。本文从有效衔接脱贫攻坚与乡村振兴、有效衔接产业扶贫与产业兴旺、完善风险补偿机制、加大政策激励力度、加大风险防范化解等方面提出了相应政策建议。Based on field research,this paper uses the global principal component analysis method to quantitatively evaluate the sustainability of financial poverty alleviation in various cities and prefectures in Gansu Province.It is found that the basic economic conditions such as the development of agricultural industry are the main driving factors for sustainable development,the continuous improvement of rural financial service system and the improvement of financial institutions'asset quality are the important driving factors for sustainable development,poor credit environment and the increase of high-risk financial institutions are the main constraints of sustainable development.At last,the paper puts forward corresponding policy Suggestions from the following aspects,such as effectively linking poverty alleviation with rural revitalization,industrial poverty alleviation and industrial prosperity,perfecting risk compensation mechanism,strengthening policy incentives,and strengthening risk prevention and resolution.

关 键 词：金融扶贫 可持续发展 全局主成分分析法 

分 类 号：F32[经济管理—产业经济]