绿色建筑性能保险的机制与发展分析  

Analysis on the mechanism and development of Green Building Performance Insurance

作　　者：黄鹤翔 余丹侬 武涌 Huang Hexiang;Yu Danong;Wu Yong(Chongqing,Chongqing Branch of China Taiping Insurance Holdings Life Insurance Company,Chongqing 400010;School of Management Science and Real Estate,Chongqing University 400443;China Building Energy Conservation Association,Beijing 100835)

机构地区：[1]中国太平人寿保险公司重庆分公司,重庆400010 [2]重庆大学管理科学与房地产学院,重庆400443 [3]中国建筑节能协会,北京100835

出　　处：《建设科技》2020年第23期67-69,共3页Construction Science and Technology

摘　　要：国际上的绿色建筑起步较早,把保险机制引入绿色建筑领域,已有了较成熟的经验与做法。相比之下,我国绿色保险在建筑领域还处于发展初期。为积极响应党中央大力发展绿色建筑的要求,本文结合国内外绿色建筑保险市场的现状,着重分析绿色建筑性能保险的运行机制与发展困境,并提出相应的建议与措施,希望以绿色信贷为抓手,引入绿色保险风控机制,而建立起合理的绿色建筑保险激励制度,最终实现绿色建筑与绿色金融的双赢。the International Green Building started earlier,the insurance mechanism into the field of green building,has a more mature experience and practice.In contrast,China's green insurance in the field of construction is still in the early stage of development.In order to respond to the request of the Party Central Committee to develop the green building vigorously,this paper combines the current situation of the green building insurance market at home and abroad,emphatically analyzes the operating mechanism and development predicament of the green building performance insurance,and puts forward the corresponding suggestions and measures,we hope to take green credit as a grasp,introduce green insurance risk control mechanism,and establish a reasonable green building insurance incentive system,so as to realize the win-win of green building and green finance.

关 键 词：绿色保险 绿色信贷 绿色建筑 绿色金融 

分 类 号：F842.6[经济管理—保险] TU201.5[建筑科学—建筑设计及理论]