从不良贷款视角看疫情前后印度商业银行稳健性变化  

Changes in the Robustness of Indian Commercial Banks before and after the Outbreak COVID-19 Pandemic from the Perspective of non-performing Loans

作　　者：刘小雪[1] Liu Xiaoxue

机构地区：[1]中国社科院亚太与全球战略研究所

出　　处：《南亚研究季刊》2020年第4期44-50,I0003,共8页South Asian Studies Quarterly

摘　　要：经印度政府和印度储备银行多重努力,印度商业银行的资产负债表和盈利能力虽然均有所改善,但由于缺乏根本性改革,抗系统性风险仍然较弱。亚健康的商业银行体系反过来又会造成印度国内货币传导机制的效率损失,进而影响到印度经济的复苏。新冠肺炎疫情对印度经济冲击巨大,疫情中印度政府的刺激政策又强调流动性释放,逆周期特征明显的货币政策将进一步扩大银行的风险。With the efforts of the Indian government and the Reserve Bank of India,the balance sheet and profitability of Indian commercial banks have improved,but due to the lack of fundamental reform,theability to resist systemic risk is still weak.The COVID-19 pandemic posed a huge impact on India s economy.The government s stimulus policy also emphasizes liquidity release,and such monetary policy will further expand risk of the banks.

关 键 词：印度 商业银行 不良贷款 资产收益率 

分 类 号：F833.51[经济管理—金融学]