公益保险在女性精准扶贫中的应用--以“加油木兰”·关注贫困女性保障项目为例  

Application of Public Welfare Insurance in Targeted Poverty Alleviation for Women:Taking“Refueling Mulan”Project as an Example

作　　者：高歌 GAO Ge(Global Women’s Development Institute,China Women’s University,Beijing 100101,China)

机构地区：[1]中华女子学院全球女性发展研究院,北京100101

出　　处：《北京航空航天大学学报（社会科学版）》2021年第1期76-83,共8页Journal of Beijing University of Aeronautics and Astronautics：Social Sciences edition Edition

摘　　要：“加油木兰”·关注贫困女性保障项目运用“公益+扶贫+互联网保险”模式,为国家贫困县建档立卡女性免费赠送教育健康保险,缓解贫困女性因学、因病致贫问题。项目融合公益组织、企业、政府、公众等多方优势力量,公益化设计、商业化运作,综合运用保险杠杆、区块链技术、互联网技术等撬动公益资源最大化使用,实现资金流向动态追踪、简化投保理赔操作,一定程度上缓解了被保障对象的贫困状况,助力了当地政府脱贫攻坚,践行了党中央“六个精准”的扶贫要求。The“Refueling Mulan”—Focusing on Poor Women’s Security Project,takes the“public welfare+poverty alleviation+Internet insurance”model to give free education and health insurance to women who have registered in poverty-stricken counties in China to alleviate their poverty due to schooling and illness.The project integrates the advantages of public welfare organizations,enterprises,governments,and the public,comprehensive use of insurance leverage,blockchain technology,Internet technology,etc.to maximize the use of public welfare resources,realize the dynamic tracking of capital flow,and simplifying the operation of insurance and claim settlement.The project,to a certain extent alleviated the poverty situation of the insured objects,helped the local government to fight against poverty,and fulfilled the“six accuracies”requirements of the Party Central Committee for poverty alleviation.

关 键 词：公益 女性 互联网保险 保险杠杆 区块链技术 精准扶贫 

分 类 号：F842.6[经济管理—保险] F323.8[经济管理—产业经济]