县域国有商业银行支持当地经济发展情况的调查与思考——以洮南市为例  

Investigation and Thinking on the Supporting of Local Economic Development by County-level State-owned Commercial Banks--Taking Taonan City as an example

作　　者：石志宇[1] SHI Zhiyu

机构地区：[1]中国人民银行洮南市支行,吉林白城137100

出　　处：《吉林金融研究》2020年第12期53-56,共4页Journal of Jilin Financial Research

摘　　要：受制于国有商业银行整体发展策略,近年来,国有商业银行的县域分支机构对当地信贷支持不足的现象已经引起县域金融系统的广泛关注。本文以国有商业银行洮南市分支机构存贷比过低入手,详细分析原因,并提出解决对策。Constrained by the overall development strategy of the state-owned commercial banks,in recent years,the lack of credit support from the county branches of the state-owned commercial banks to the local areas has aroused widespread concern in the county financial system.In this paper,the state-owned commercial bank of Taonan city loan-to-deposit ratio is too low as a starting point,a detailed analysis of the reasons,and put forward solutions.

关 键 词：县域经济 国有商业银行 存贷比 信贷支持 

分 类 号：F830[经济管理—金融学]