近代福州“木票”的运行机制与货币功能  

The operation mechanism and monetary functionof “wooden bills” in modern Fuzhou

作　　者：许晨 XU Chen(School of Economics,Minzu University of China,Beijing 100081,P.R.China)

机构地区：[1]中央民族大学经济学院,北京100081

出　　处：《重庆大学学报（社会科学版）》2021年第1期255-265,共11页Journal of Chongqing University(Social Science Edition)

基　　金：国家社会科学基金青年项目“中国近代区域性货币市场与信用机制研究(1840-1935)”(18CJL002)。

摘　　要：区域性货币市场作为货币制度特殊性的一个重要侧面,在中国近代的不同区域往往呈现出不同的特点。福州作为近代最早开放的通商口岸之一,以其特殊的地理位置和行业特征为基础形成了独具特色的货币市场。其中,依靠民间信用,以木业为主要资金流向,形成了以“木票”为主要代表的区域性商业汇票。虽然是从传统商业汇票脱胎而生,但由于具备票据贴现的功能,使得木票真正成为了现代金融学意义上的商业汇票,比之中国传统商业汇票更加具有现代金融工具的特征,甚至具备一定的货币功能。笔者试图运用中日文史料,通过对福州木票的运行机制与货币功能的系统阐述,探讨其中的信用机制与金融创新,说明近代福州已经形成了初级的票据市场。As an important aspect of the particularity of the monetary system,the regional money market often showed different characteristics in different regions in modern China.As one of the earliest open trading ports in modern times,Fuzhou has formed a unique currency market based on its special geographic location and industry characteristics.Among them,relying on private credit and the wood industry as the main capital flow,regional commercial bills of exchange with“wooden bills”as the main representative was formed.Although it is derived from traditional commercial bills of exchange,it has the function of discounting bills.This makes wooden bills truly commercial bills of exchange in the sense of modern finance.Compared with traditional Chinese commercial bills of exchange,wooden bills have the characteristics of modern financial instruments and even have certain currency functions.This paper attempts to use Chinese and Japanese historical materials to discuss the credit mechanism and financial innovations of Fuzhou wooden bills operating mechanism and currency function through a systematic explanation,showing that Fuzhou has formed the emerging stage of bill market in modern times.

关 键 词：福州 木票 商业汇票 贴现 货币功能 

分 类 号：F822.9[经济管理—财政学] K25[历史地理—历史学]