科技助力农业保险高质量发展研究  

Research on the high-quality development of agricultural insurance assisted by science and technology

作　　者：刘晓明 陈乾坤 刘晓玲[2] Liu Xiaoming;Chen Qiankun;Liu Xiaoling(People’s Insurance Company of China Jiangsu Branch,Nanjing 210005,China;Nanjing Agricultural University,Nanjing 210095,China)

机构地区：[1]中国人民财产保险股份有限公司江苏省分公司,江苏南京210005 [2]南京农业大学,江苏南京210095

出　　处：《江苏科技信息》2021年第5期73-75,共3页Jiangsu Science and Technology Information

基　　金：江苏省保险学会2020年度立项课题,项目名称:保险社会管理功能——基于江苏省农业大灾保险的供需研究,项目编号:SBX2020-028;江苏省保险学会2020年度立项课题,项目名称:区块链技术如何助推我国保险业转型,项目编号:SBX2020-038;中央高校基本科研业务费专项资金资助,项目名称:新疆农业走出去路径和风险防范机制研究,项目编号:KYYJ202010、SKYC2020002;南京农业大学校级教育教学改革研究,项目名称:一带一路背景下农林高校留学生跨文化教育研究,项目编号:2019Y021;江苏省委农办、省农业农村厅的乡村振兴软科学,项目名称:长三角一体化背景下江苏农业对外合作交流的对策研究,项目编号:20ASS054。

摘　　要：传统农业保险在高质量发展进程中,仍面临着相关问题的制约。随着云计算、大数据、人工智能、物联网和区块链等科技在农业保险领域的融合程度不断加深,其已经成为引领农业保险领域转型升级的关键因素。保险科技为传统农业保险的创新带来了新动力,是农业保险高质量发展的重要支撑和驱动力。因此,文章结合现有研究和实际分析,指出保险科技对农业保险高质量发展的助推作用,以帮助保险公司通过科学技术实现对农业保险的风险控制、提高效率、降低成本。In the process of high-quality development, traditional agricultural insurance is still facing the constraints ofrelevant problems. With the deepening integration of cloud computing, big data, artificial intelligence, Internet of thingsand block chain technology in the field of agricultural insurance, insurance science and technology have become a keyfactor leading the transformation and upgrading of agricultural insurance. Insurance science and technology has broughtaction force for the innovation of traditional agricultural insurance, and is an important support and driving force for thehigh- quality development of agricultural insurance. Therefore, combined with the existing research and practicalanalysis, this paper points out the role of insurance science and technology in promoting the high-quality developmentof agricultural insurance, so as to help insurance companies to achieve risk control, improve efficiency and reduce costsof agricultural insurance through science and technology.

关 键 词：保险科技 农业保险 高质量发展 

分 类 号：F842.6[经济管理—保险]