探索创建涉外企业外汇领域跨境信用评级模式  

Explore the Creation of a Cross-border Credit Rating Model for Foreign-related Enterprises in the Field of Foreign Exchange

作　　者：朱梦星 徐礼平 王钰莹 ZHU Mengxing;XU Liping;WANG Yuying

机构地区：[1]中国人民银行乐山市中心支行,四川乐山614000 [2]中国工商银行股份有限公司乐山分行,四川乐山614000

出　　处：《吉林金融研究》2021年第1期27-31,共5页Journal of Jilin Financial Research

摘　　要：外汇领域跨境信用信息建设是社会信用体系建设的重要组成部分,目前外汇领域跨境信用体系建设工作仍处于不断发展探索阶段,相关工作取得了较好成效的同时也存在一定的局限性。本文在商业银行传统信贷评级模式的基础上,加入外汇领域跨境信用信息评级信息,充分发挥外汇管理部门对企业的融资增信作用,不仅能为外汇领域分类监管提供新思路,还能够有效缓解涉外企业融资难、融资贵的问题,对促进双循环发展具有重要意义。The construction of cross-border credit information in the foreign exchange fi eld is an important part of the construction of the social credit system.At present,the construction of the cross-border credit system in the foreign exchange fi eld is still in the stage of continuous development and exploration.While the related work has achieved good results,there are also certain limitations.Based on the traditional credit rating model of commercial banks,this article adds cross-border credit information rating information in the foreign exchange fi eld to give full play to the role of foreign exchange management departments in increasing corporate fi nancing.It can not only provide new ideas for classifi ed supervision in the foreign exchange fi eld,but also eff ectively mitigate The diffi culty and high fi nancing of foreign-related enterprises are of great signifi cance to the promotion of dual-cycle development.

关 键 词：跨境信用 外汇领域 信贷评级 

分 类 号：F830[经济管理—金融学]