互联网金融视角下股权众筹的风险与监管——基于美国《创业企业融资法案》的启示  

The Risk and Supervision of Equity Crowdfunding from the Perspective of Internet Finance———Based on the Enlightenment from the JOBS Act

作　　者：刘新雷 LIU Xin-lei(JilinDajiang Law Firm,Changchun 130000,China)

机构地区：[1]吉林达江律师事务所,吉林长春130000

出　　处：《长春师范大学学报》2021年第3期51-53,共3页Journal of Changchun Normal University

摘　　要：互联网股权众筹作为新兴的互联网金融工具,对现有的金融法秩序带来了挑战,引发非法集资等违法犯罪风险,亦容易带来道德风险。本文借鉴美国《创业企业融资法案》中关于股权众筹风险规制的新方法,对股权众筹中存在的法律风险类型进行分析,提出完善股权众筹的法律法规体系建设、准确界定股权众筹的合格投资者、明确股权众筹平台的权利和义务、加强对股权众筹入刑的审慎性监管等建议。Internet equity crowdfunding, as a new Internet financial tool, has brought challenges to the existing financial law and order, causing illegal and criminal risks such as illegal fund-raising, and it is also easy to bring moral hazards. This article draws on the new method of equity crowdfunding risk regulation in the US JOBS Act, analyzes the types of legal risks in equity crowdfunding, and put forward some suggestions, such as improving the construction of the legal system of crowdfunding, accurately defining the qualified investors of equity crowdfunding, and clarifying the rights and obligations of equity crowdfunding platforms, and strengthening the prudential supervision of equity crowdfunding penalties.

关 键 词：互联网股权众筹 互联网金融 法律风险 

分 类 号：DF4[政治法律—经济法学]