正确看待中国银行业利润和薪酬  

A fair view of profits and salaries of the banking industry

作　　者：潘光伟[1] 周更强 李健[2] 王丽娟[2] 黄奕桦 Guangwei Pan;Gengqiang Zhou;Jian L i;Lijuan Wang;Yihua Huang

机构地区：[1]中国银行业协会 [2]中国银行业协会研究部

出　　处：《中国银行业》2021年第2期33-39,8,共8页China Banking

摘　　要：中国银行业围绕服务实体经济、深化普惠金融、提升服务质效、践行社会公益等方面一直积极履行社会责任,贡献金融力量。事实上,与国际同业相比,中国的众多金融服务尤其是银行服务并不昂贵,而且便捷、高效。从数据及国内外比较来看,中国银行业利润绝对值虽高,但相对值并不高,中国银行业薪酬畸高的观点也无法成立。How should we look at the services,profits and salaries of China's banking industry?This article conducts a thorough analysis based on the data,and believes that compared with international peers,many financial services in China,especially banking services,are not expensive but rather convenient and efficient.Seen from data and by comparing domestic and foreign situations,although the absolute value of China's banking industry profits is high,the relative value is not,and the view that China's banking industry salaries are abnormally high cannot be valid.

关 键 词：普惠金融 中国银行业 社会公益 金融服务 银行业利润 服务实体经济 国际同业 国内外比较 

分 类 号：F83[经济管理—金融学]