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作 者:吴晶晶 Wu Jingjing(Soochow University,Kenneth Wang School of Law,Soochow 215008,China)
出 处:《中南财经政法大学研究生学报》2021年第1期131-136,共6页Journal of the Postgraduate of Zhongnan University of Economics and Law
摘 要:对偿债不能或继续偿债将严重影响债务人及其家庭正常生存的债务人授予免责进而促进其重生是个人破产法的立法动机,但是正因为免责容易引发投机逃债的特性,不对其加以限制将严重损害债权人债权的实现,造成权利保护上的不公,所以在进行制度设计时我们必须做好利益衡量,使之既能为偿债不能且诚实而不幸的债务人提供重生的机会,也能够最大限度地保护债权人债权的实现。要实现这一目的就必须在立法中对债务人免责范围的限制做好利益权衡,从技术和内容两方面入手做到宽严相济,实现适当限制与合理保护相当的制度效果。The granting of exemptions to debtors whose inability or continued service of debts would seriously affect the normal survival of the debtor and his or her family and thus promote its re-birth is the legislative motivation of our personal insolvency law.But precisely because exorability is prone to speculative debt evasion.The non-restriction of it will seriously impair the realization of creditor's claims and lead to unfair protection of rights.Therefore,in the design of the system,we must do a good job of interest measurement,so that it can not only solve the honest and unfortunate debtor's debt to provide the opportunity for renascence,but also protect the realization of creditor's claims to the maximum extent.The realization of this goal requires us to make a good balance of interests in legislation on the limitation of the debtor's exemption and achieve the institutional effect of appropriate restriction and reasonable protection.
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