金融依赖性与危机传染:全球金融风险规避研究--基于市场经济微观主体视角  

Financial Dependence and Crisis Contagion:a Study on Global Financial Risk Aversion--Based on the Perspective of Market Economy Micro Subject

作　　者：陆岷峰 LU Minfeng(Research Center of Internet Finance Innovation and Development,Nanjing University of Technology,Nanjing 210000,China)

机构地区：[1]南京工业大学互联网金融创新发展研究中心,江苏南京210000

出　　处：《福建商学院学报》2021年第1期1-6,14,共7页Journal of Fujian Business University

基　　金：国家社会科学基金项目“数字普惠金融促进乡村产业振兴的模式创新与政策研究”(20BJY114)。

摘　　要：金融依赖性与危机传染性是一枚硬币的两个面,依赖性越强,危机的传染性及危害性可能越大。在世界经济金融全球化、一体化背景下,有效规避全球金融风险所带来的威胁十分迫切。规避国际金融风险的主体包括国家宏观主体及微观主体两个层面。市场经济微观主体在应对世界金融危机时宜积极构建防火墙,有效隔离金融风险;提高免疫力,有效拒绝金融风险;安装报警器,有效预警金融风险;用好急救包,大力转移风险;研发新技术,有效化解风险。着力在世界金融危机中免受或少受外来风险的袭扰,增长发展的定力与韧性。Financial dependence and crisis contagion are two aspects of the same coin. The stronger the dependence, the more infectious and harmful the crisis may be. In the context of globalization and integration of world economy and finance, it is very urgent to effectively avoid the threat of global financial risks. Avoiding international financial risks include two levels of national macro subject and micro subject. As the micro subject of market economy, it is advised to actively build a firewall in response to the world financial crisis and effectively isolate financial risks, enhance immunity and effectively reject financial risks, install alarms to effectively warn financial risks, use a good first aid kit to vigorously transfer the risk and develop new technologies to effectively defuse risks. We will work hard to avoid or be less affected by external risks in the global financial crisis, and remain firm and resilient in growth and development.

关 键 词：金融依赖性 危机传染 全球金融风险 规避对策 商业银行 

分 类 号：F832.39[经济管理—金融学]